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The process of creating basic information, verification and data release on Wire Transfers are mostly completed within a branch itself. They will then transfer the data to the Main System of Wire Transfers. The Main System will relay the data to the Releasing Branch when authorized by Financial Information Center.
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Waste of Manpower: |
With the assorted financial products today, if times can be saved by all bank tellers in dealing with general business affairs and utilize those times saved on clients contact and introduction of financial products it will have obvious effects on lowering the personnel cost at all branch operations, and could even create more profits for the financial and banking institutions. |
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Unable to conduct immediate process: |
The Wire Transfer System at Financial Information Center has regulation on time of processing, so that tellers at all busy branches are unable to input the Wire Transfer information into System instantly. Therefore curtailing the operation efficiency. |
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Bottleneck on Data Transfer through Network: |
Because of the fact that tellers at branches can not disperse the transfer on daily Wire Transfer information in different schedules. Most likely they would have to wait for a specific time slot to do the transfer at one big batch and that usually caused the communication network to slow down. |
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With the understanding of problems faced on Wire Transfer Operations by all Banks today, Harmonation has specially introduced the professional Scanning equipments from abroad to implement to all branch sites and to develop the “Centralized Processing System on Wire Transfer Image Records” in order to expedite the process of Wire Transfers. With this system, when branch tellers receive the Application Form on Wire Transfer from customers they would only need to input a few items of key information such as : Account Number of Receiver, Amount, or Handling Fees, then to convert the information into Image Files through a Professional Scanner and transfer both sets of important data through Harmonation Centralized Processing System on Wire Transfer Image Records back to the Processing Center for the complete process of remaining procedures. Furthermore, Daily reports are produced at Processing Center and branches for their cross references.
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TaiShin Financial Holding Company, Taipei Fubon Bank, Far Eastern Bank, JihShen Bank, First Bank Financial Holding Company, Cosmos Bank, Fuhwa Financial Holding Company, ShinKong Financial Holding Company, TaChong Bank.
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